:root{--brand-blue: #2a3074;--brand-blue-dark: #1c2152;--brand-blue-light: #4c53a0;--brand-blue-tint: #eef0f8;--brand-green: #12a19a;--brand-green-dark: #0c746f;--brand-green-light: #4dc2bc;--brand-green-tint: #e6f6f5;--brand-purple: #817daa;--brand-purple-light: #a6a3c4;--brand-purple-tint: #f1f0f7;--brand-gold: #c4bd97;--brand-gold-dark: #a89f70;--brand-gold-tint: #f7f5ee;--ink: #1c2152;--ink-soft: #5c5f82;--primary: var(--brand-blue);--primary-dark: var(--brand-blue-dark);--accent: var(--brand-green);--accent-dark: var(--brand-green-dark);--bg: #f7f8fb;--card-bg: #ffffff;--border: #e2e4f0;--error-bg: #fbeceb;--error-text: #9a3226;--warning-bg: #fdecea;--warning-text: #dc2626;--radius: 12px;--shadow: 0 1px 2px rgba(42, 48, 116, .06), 0 8px 24px rgba(42, 48, 116, .07);--helper-line-height: 14px;--helper-margin: 2px;--card-padding: 24px;--page-padding-x: 24px}*{box-sizing:border-box}html{overflow-x:hidden;width:100%;-webkit-text-size-adjust:100%;text-size-adjust:100%}body{margin:0;width:100%;overflow-x:hidden;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--ink);transform:translateZ(0)}#root{width:100%;max-width:100%;overflow-x:hidden}img,svg{max-width:100%;height:auto}.page{max-width:960px;margin:0 auto;padding:48px var(--page-padding-x) calc(64px + env(safe-area-inset-bottom,0px));width:100%;overflow-x:hidden}.page-header{margin-bottom:32px}.eyebrow{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--accent-dark);margin-bottom:10px}.brand-header{display:flex;flex-direction:column;align-items:center;gap:0;margin-bottom:20px}.brand-logo{height:96px;width:auto;flex-shrink:0}.brand-subheader{font-size:14px;font-weight:600;letter-spacing:.04em;color:var(--accent-dark)}.page-header h1{font-size:clamp(24px,4vw,32px);line-height:1.2;margin:0 0 12px;color:var(--primary);letter-spacing:-.01em}.page-subtitle{font-size:clamp(14px,1.6vw,16px);line-height:1.55;color:var(--ink-soft);margin:0}.card{background:var(--card-bg);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:var(--card-padding);margin-bottom:20px;min-width:0;max-width:100%}.card-title{font-size:18px;margin:0 0 4px;color:var(--primary)}.card-subtitle{font-size:14px;color:var(--ink-soft);margin:0 0 20px}.calculator-description{text-align:justify;text-align-last:left;-webkit-hyphens:auto;hyphens:auto}.field-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:16px;min-width:0;max-width:100%}.field-grid--finance{grid-template-columns:minmax(0,.8fr) minmax(0,.9fr) minmax(0,.7fr) minmax(0,1fr) minmax(0,1.5fr)}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:4px;min-width:0}.field-label{font-size:13px;font-weight:600;color:var(--ink)}.field-input-row{display:flex;align-items:center;border:1px solid var(--border);border-radius:8px;overflow:hidden;background:#fff;transition:border-color .15s ease;min-width:0;max-width:100%}.field-input-row:focus-within{border-color:var(--primary);outline:2px solid var(--brand-blue-tint);outline-offset:0}.field-input-row input{flex:1;border:none;outline:none;padding:10px 12px;font-size:15px;font-variant-numeric:tabular-nums;color:var(--ink);background:transparent;min-width:0;width:100%}.field-input-row input::-webkit-outer-spin-button,.field-input-row input::-webkit-inner-spin-button{opacity:1}.field-suffix{padding:0 12px;font-size:13px;color:var(--ink-soft);border-left:1px solid var(--border);align-self:stretch;display:flex;align-items:center;background:var(--brand-blue-tint);white-space:nowrap;flex-shrink:0}.field-hint{font-size:12px;color:var(--ink-soft)}.field-input-row--invalid{border-color:var(--warning-text)}.field-input-row--invalid input{color:var(--warning-text)}.field-warning{font-size:12px;color:var(--warning-text)}.field-grid--admin{margin-top:16px;padding-top:16px;border-top:1px solid var(--border)}.calculator-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:20px;align-items:start;min-width:0;max-width:100%}.calculator-card{min-width:0}.calculator-card .field{margin-bottom:20px}.calculator-toggle{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;width:100%;background:none;border:none;padding:0;margin:0;font:inherit;text-align:left;color:inherit;min-width:0}.calculator-toggle-text{display:flex;flex-direction:column;min-width:0}.calculator-toggle .card-title,.calculator-toggle .card-subtitle{margin:0}.calculator-toggle .card-title{margin-bottom:4px}.calculator-chevron{display:none;flex-shrink:0;margin-top:2px}.calculator-chevron:before{content:"▾";display:block;font-size:22px;font-weight:700;line-height:1;color:var(--primary);transition:transform .2s ease}.calculator-toggle[aria-expanded=true] .calculator-chevron:before{transform:rotate(180deg)}.calculator-body{margin-top:20px}.results{display:flex;flex-direction:column;border-top:1px solid var(--border);padding-top:12px;min-width:0}.result-row{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;padding:8px 0;min-width:0}.result-label{font-size:14px;color:var(--ink-soft);min-width:0;flex:1 1 auto}.result-value{font-size:clamp(13px,3.4vw,15px);font-weight:600;font-variant-numeric:tabular-nums;color:var(--ink);text-align:right;overflow-wrap:anywhere;min-width:0;max-width:100%;flex:1 1 auto}.result-value--critical{color:var(--warning-text)}.result-row--highlight{margin-top:6px;padding:14px;background:linear-gradient(135deg,var(--brand-green) 0%,var(--brand-green-dark) 100%);border-radius:8px;flex-wrap:wrap;min-width:0}.result-row--highlight .result-label{color:#ffffffd1;flex-shrink:1}.result-row--highlight .result-value{color:#fff;font-size:clamp(16px,4.5vw,20px)}.exact-helper{margin:var(--helper-margin) 0 0;font-size:11px;line-height:var(--helper-line-height);color:var(--ink-soft);font-style:italic;overflow-wrap:anywhere;max-width:100%}.helper-spacer{margin:var(--helper-margin) 0 0;height:var(--helper-line-height)}.validation-banner{display:flex;flex-direction:column;gap:8px;margin-bottom:20px}.validation-item{display:flex;align-items:flex-start;gap:8px;padding:10px 14px;border-radius:8px;font-size:14px}.validation-item--error{background:var(--error-bg);color:var(--error-text)}.validation-item--warning{background:var(--warning-bg);color:var(--warning-text)}.page-footer{margin-top:32px;font-size:13px;color:var(--ink-soft);display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}.page-disclaimer{margin:4px 0 12px;font-size:13px;color:var(--ink-soft)}.admin-link{color:var(--ink-soft);text-decoration:none;border-bottom:1px dotted var(--border)}.admin-link:hover{color:var(--primary);border-bottom-color:var(--primary)}.field--disabled .field-input-row{background:#f4f4f8}.field--disabled input{color:var(--ink-soft);cursor:not-allowed}.field-input-row select{flex:1;border:none;outline:none;padding:10px 12px;font-size:15px;color:var(--ink);background:transparent;width:100%;min-width:0}.field-hint--inline{font-weight:400;color:var(--ink-soft)}.checkbox-field{display:flex;align-items:flex-start;gap:10px;margin-top:12px;font-size:14px;color:var(--ink);cursor:pointer}.checkbox-field input[type=checkbox]{margin-top:3px;width:16px;height:16px;accent-color:var(--accent);cursor:pointer;flex-shrink:0}.slider{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;min-width:0;max-width:100%;height:22px;margin-top:10px;background:transparent;cursor:pointer}.slider::-webkit-slider-runnable-track{height:6px;border-radius:999px;background:var(--accent)}.slider::-moz-range-track{height:6px;border-radius:999px;background:var(--accent)}.slider::-moz-range-progress{height:6px;border-radius:999px;background:var(--accent)}.slider::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--primary);border:3px solid #fff;box-shadow:0 1px 3px #2a307459;margin-top:-8px;cursor:pointer}.slider::-moz-range-thumb{width:22px;height:22px;border:3px solid #fff;border-radius:50%;background:var(--primary);box-shadow:0 1px 3px #2a307459;cursor:pointer}.action-bar{padding:0 var(--card-padding);margin:4px 0 20px}.action-bar-buttons{display:flex;justify-content:space-between;align-items:stretch;gap:12px;flex-wrap:wrap}.action-feedback-row{margin-top:10px}.btn{border:none;border-radius:8px;padding:12px 20px;font-size:14px;font-weight:600;cursor:pointer;transition:opacity .15s ease,transform .1s ease}.btn:hover{opacity:.92}.btn:active{transform:translateY(1px)}.btn--primary,.btn--secondary{background:var(--primary);color:#fff}.action-feedback{font-size:13px;color:var(--accent-dark)}.action-feedback--error{color:var(--error-text)}.admin-action-bar{padding:0 var(--card-padding);margin:4px 0 20px}.admin-action-bar-buttons{display:flex;gap:12px}.admin-action-bar-buttons .btn{flex:1;text-align:center}.reference-note{margin:16px 0 0;padding-top:14px;border-top:1px solid var(--border);font-size:13px;line-height:1.5;color:var(--ink-soft)}@media (min-width: 641px) and (max-width: 1024px){.calculator-grid{gap:16px}}@media (min-width: 641px){.calculator-body--collapsed{display:block}.calculator-chevron{display:none}.calculator-toggle{cursor:default}}@media (max-width: 640px){:root{--card-padding: 20px;--page-padding-x: 16px}.page{padding-top:32px;padding-bottom:calc(48px + env(safe-area-inset-bottom,0px))}.page-header{margin-bottom:24px}.brand-logo{height:72px}.brand-subheader{font-size:12px}.card{margin-bottom:16px}.card-title{font-size:clamp(16px,4.6vw,18px)}.calculator-toggle .card-title{font-size:clamp(13px,calc(-12.71px + 7.143vw),18px);font-weight:600;letter-spacing:-.01em}.card-subtitle{font-size:13px}.calculator-grid{display:block}.field-grid--finance{grid-template-columns:1fr 1fr}.field-grid{gap:12px}.calculator-card .field{margin-bottom:16px}.calculator-toggle{cursor:pointer}.calculator-chevron{display:block}.calculator-body--collapsed{display:none}.action-bar-buttons{flex-direction:column}.action-bar-buttons .btn{width:100%}.btn{padding:13px 20px}.checkbox-field{margin-top:10px}}